Secure Non-Collateral
Loans with DAI
Stablecoin Beta
Your trusted system of record for peer-to-peer, non-collateral lending using DAI. Leverage blockchain for transparent, secure, and efficient loan agreements without intermediaries.

Secure & Stable
Reliable Lending Built on Trust & Transparency
Our platform provides a secure, blockchain-based system for non-collateral loans using the DAI stablecoin. Benefit from immutable records, minimized volatility, and direct peer connections.
- Secure System of Record
Leverage blockchain technology for an immutable and transparent ledger of all non-collateral loan agreements and transactions.
- Stablecoin Loans (DAI)
Conduct lending and borrowing using DAI, a stablecoin pegged to the US Dollar, minimizing volatility risk for both parties.
- Non-Collateral Lending Focus
Specializing in non-collateral loans, enabling access to capital based on trust and agreement terms, recorded securely on-chain.
Complete Solution
Streamlined Non-Collateral Lending & Borrowing
Manage your DAI-based loans efficiently with our comprehensive platform. From creating offers to tracking repayments, everything is recorded securely on-chain.

- Direct Peer-to-Peer Transactions
- Connect directly with borrowers or lenders, bypassing traditional intermediaries for potentially better terms.
- Transparent Loan Agreements
- All loan terms are clearly defined and recorded on the blockchain, ensuring clarity and enforceability.
- Automated Smart Contracts
- Loan management and repayments are handled efficiently and reliably through automated smart contracts.
- On-Chain Provenance
- Every step of the loan lifecycle, from offer to repayment, is verifiable on the blockchain.
- DAI Stablecoin Integration
- Utilize the stability and reliability of DAI for all loan funding and repayment activities.
- Efficient Processing
- Experience faster loan origination and settlement compared to traditional lending processes.
Transparent Pricing
Fees
P2PLend typically charges a small platform fee (as a percentage of the *interest paid*) on successful loan repayments. This fee is sent to the platform treasury to support development and operations.
Launch Promotion
We are currently waiving all platform fees! Enjoy zero fees during our beta period.
Limited Time Offer
Take advantage of fee-free transactions while exploring our platform